Getting into rehab to stay sober can is not always easy. There can be several obstacles along the way, such as the cost of treatment. Many people with a substance abuse disorder are hesitant to seek treatment for fear of the financial burden that comes with it.
Fortunately, patients and loved ones don’t have to worry about the bulk of the payment with the help of their Aetna insurance policy. Head on below as we tackle the most frequently asked questions about Aetna's drug rehab policy and coverages.
According to the Affordable Care Act, all health insurance companies should include a minimum standard of insurance benefits for addiction treatment on their policies. So yes, Aetna does indeed cover substance abuse treatment. However, they do more than just provide the bare minimum.
Aetna is one of the few insurance companies that specifically focuses on getting policyholders the best treatment they need. They cover a wide array of treatment solutions, provide various healthcare addiction resources, and conduct follow-ups through continuing care programs.
Your insurance plan and the type of care facility you choose will determine if your treatment will be partially or fully covered.
Your Aetna insurance plan can cover most of the costs of your rehabilitation and recovery. Some of the treatments and services covered by Aetna include:
Furthermore, Aetna can help you find the best doctor and rehab facility suitable to treat your specific case. They also provide 24/7 support and assistance for patients and loved ones who don’t know how and where to start.
An “in-network” rehab facility means the healthcare provider is contracted with your insurance company. On the other hand, an “out-of-network” facility is one that is not in a contracted relationship with your healthcare insurance.
Of course, you can choose whichever rehab facility you want. However, selecting an in-network provider allows you to get the full benefits of your Aetna addiction treatment program. You’d be privy to discounted prices, facility perks and even get full coverage of your treatment cost.
You may still use your Aetna health plan for out-of-network facilities. However, you may have to pay a lot more than if you’re being treated in an approved Aetna drug rehab center. Plus, there’s no guarantee that your care provider would allow your insurance company to co-pay for your treatment.
If you’re looking for one of the best rehabs that accept Aetna insurance, then you’re on the right page!
NorthStar is an Aetna in-network inpatient rehab facility that provides high-quality services to treat addiction problems. Our Tarzana recovery center utilizes evidence-based programs to ensure that patients get the medical, emotional, and psychological needs they deserve. Some of our programs include:
Contact us now to learn more about our Aetna addiction treatment services.
The material contained on this site is for informational purposes only and DOES NOT CONSTITUTE THE PROVIDING OF MEDICAL ADVICE, and is not intended to be a substitute for independent professional medical judgment, advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified healthcare providers with any questions or concerns you may have regarding your health.